State Farm® Insurance Agent Ray Frazer

"Ray was very helpful in bundling my insurance policies. I never had to step foot in the office. He made it very efficient and quick."

"“I’ve been working with Ray Frazer for my auto and home insurance, and I can’t recommend him enough! Ray is knowledgeable, friendly, and genuinely cares about his clients. If you’re looking for an insurance agent who’s got your back, he’s the one to call!”"

"I can’t say enough great things about my experience with State Farm in Mercersburg, PA. From the very first call, Mike and Ray were friendly, outgoing, and straight to the point. Mike didn’t just lower my insurance costs dramatically—he also took the time to really educate me about my coverage in a way that actually made sense. Mike was absolutely wonderful to work with. He’s incredibly down to earth, very family-oriented, and genuinely cares about helping people. Even while he was under the weather for a couple of days, he still worked on my quote and made sure everything was done right. That kind of dedication is rare these days. Unlike other insurance companies, Mike actually answers the phone and treats you like a person, not just a policy number. If you’re looking for great service, real people, and big savings, do yourself a favor and call Mike and Ray at State Farm in Mercersburg. You won’t regret it!"

"Ray was so kind and helped me compare coverages. Eventhough I was unable to give him my business due to my current company's discount for longevity, he was very courteous and understanding. I like how he took his time and didn't rush me as well as being very thorough."

"Helped me switch from USAA to State Farm. All went well. I am saving about $160 or so per month by switching."

"Ray is very personable and professional. I highly recommend working with him!"

"I have known Ray on a personal level for a handful of years but I recently began relying on Ray for professional advice and had a fantastic experience. Ray was able to assist me with my needs in a few different aspects (auto and renters insurance). He was able to make the process simple, efficient and provided the trust that I was getting the best possible rates. Appreciate all the help and support Ray!"

"Ray was very professional and took the time to answer all of my questions concerning types coverage and gave his expert opinion to help me find the right coverage for all of my families needs."

"Ray was very friendly and patient while helping me explore a life/car bundle. He happily priced out different scenarios for me and was quick to respond to any questions I could come up with. He really put in the effort to make it as easy as possible for me. Thanks again, Ray!"

"Ray was very helpful and got me a much lower rate than I previously had. Very quick to respond and easy to get in touch with staff/himself. Everything was handled quickly and competently. Would highly recommend him to anyone!"

"Ray was very knowledgeable and helped my family save a bunch of money. Thanks for the help Ray!"