Ray Frazer

Spring is the perfect time to hit the road and enjoy the outdoors. Before your next adventure, make sure your auto, home, and recreational vehicles are properly protected. Give us a call or stop by our office to review policies and make sure you're protected for the season ahead!

Hello! I’m Ray Frazer, and I’m proud to serve as your local State Farm Agent right here in Mercersburg, PA at 26 S Main Street, Mercersburg, PA 17236‐1516. I’m honored to support my neighbors across Mercersburg, McConnellsburg, Greencastle, St. Thomas, Cove Gap, Fort Loudon, Harrisonville, Needmore, Big Cove Tannery, Shade Gap, Chambersburg, and surrounding communities throughout the states of Pennsylvania and Maryland.

I was born and raised in Chambersburg, PA, and being a Franklin County native has shaped the way I show up for the people I serve. I graduated from Chambersburg Area Senior High School and earned both my Bachelor’s Degree and Master’s Degree in Business Administration from Saint Francis University in Loretto, PA. That background, combined with my local roots, helps me stay grounded in what matters most to families and small business owners in South‐Central PA.

Our office offers a wide range of insurance and financial services to help you prepare for everyday risks and major life moments alike. Whether you’re looking for Auto Insurance to stay protected on the road, Homeowners Insurance or Renters Insurance for where you live, Life Insurance to help care for the people who matter most, or Business Insurance to support your livelihood, my team and I are here to help you explore your options. We also assist with condo coverage, health insurance, motorcycle insurance, travel trailers, motorhomes, and support for small business owners across our service area.

Outside the office, I enjoy spending time with my wife Kelly, our sons Micah and Bo, and our two rescue dogs, Cudi and Remi. Family and community are a big part of who I am, and I carry that same mindset into every conversation with the customers I serve.

If you want to create a Personal Price Plan® for your auto, home, life, or business needs, I’d love to connect. Feel free to call, email, or stop by our Mercersburg, PA office to get started!